Step 1 – Prepare to buy
There are plenty of things you need to do prior to commencing your home search. When you start your search, you’ll probably want to create a check list of items you want to have, get a plan of what neighborhoods you’d like to live in, and begin working on your budget. Ensuring your mortgage payment is around 30 percent of your monthly income is a good rule to follow.

Step 2 – Talk to a real estate agent 
This is where we come in. We’ll plan a time to meet so we can talk about your real estate needs and get an idea of your upcoming plans. We’ll discuss everything from neighborhoods, schools in the Las Vegas area, the mortgage industry, to any other economic factors that could potentially affect your purchase today or in the future.

In addition, we’ll help you get started on your loan. There are some great mortgage professionals in Las Vegas, and we work with a lot of them, so you can rest assured that you’re in great hands. They will assist you with figuring out which type of loan is best for you and help you get approved.

Step 3 – Start looking for a home
After our first meeting, we’ll start finding homes on the market that suit your needs. We’ll preview many of the homes and reject the duds, and then we’ll book appointments to tour the homes whenever it’s most convenient for you.

As we view the houses, we’ll call attention to good features, as well as bad ones. we’ll even ask you to talk about things you like and don’t like. It’s common for buyers to change their list of must-haves as we tour homes and some things become far more important than others. If that happens, we’ll look through the listings one more time and narrow it down to the home you’ve been dreaming about.

Step 4 – Get a grasp of the market
Your agent’s understanding of the Las Vegas market is a crucial component in your house search. And we can assure you we’re well-versed in all the neighborhoods and school districts, and we can alert you to some areas are “hot” and demand immediate action and the rest that are “cool” and allow for careful consideration.

As we tour homes, we’ll let you know if the seller’s list price has room for negotiation or if I believe the home is “priced to sell.” When working with an agent, be careful and be sure to ask lots of questions. Every REALTOR® will tell you they truly understand the market. If things don’t add up, contact us at 702-907-4623 or e-mail us at [email protected], and we’ll be more than happy to answer your questions. Our understanding of the market will keep you a step above the rest through the entire deal.

Step 5 – Find your dream house
We’re sure we’ll find the house of your dreams in the Las Vegas area, and when we do, we’ll meticulously develop your home purchase offer. The offer will be made exactly to your needs. Whenever necessary, We never forget to make contracts contingent upon items like obtaining financing and the results of the home inspection.

When sending in your purchase offer, you’ll want to present “earnest money.” This is a cash deposit given to a seller to secure the offer to purchase the property. The amount is often put towards the cost of closing. If the seller accepts the offer, we should close on the home about 30 to 60 days after. This allows sufficient time for your mortgage financing.

Step 6 – Negotiate
Unfortunately most deals don’t close on the first offer. It’s extremely common to receive a counter offer. Don’t let it discourage you. We’ll figure out whether or not to accept the counter offer, propose our own counter offer, or reject the seller’s offer and move on.

The state of the market will play a part in how aggressively we negotiate the contract. We’ll also work within your financing limits. And when it’s all said and done, we’ll formulate a deal that works well for you.

Step 7 – Secure financing
After the deal is finished, you’ll start working with your mortgage lender to close the loan. It shouldn’t be a long process at all if you’ve been pre-qualified, but you need to stay in close contact with your mortgage lender. And we’ll handle all the property information your mortgage lender will need to close the loan.>

Step 8 – Close the deal 
You’ll get a Loan Estimate (LE) outlining closing costs from your mortgage lender within three days of taking your loan application. This estimate is formed from the loan amount. RESPA requirements mandate that it has to involve all closing costs and fall within a narrow range of accuracy, and we’ll review the estimate and let you know if it all looks all right.

Then we’ll close on your house. This will most often occur at a title company or escrow office and will probably be a smooth and easygoing event.

Step 9 – Move in
Success! It’s time to move into your new home. Enjoy it. And if you need anything or have any questions, just call us at 702-907-4623 or send us an e-mail.